Kosior Financial Group Help Center

What services do you offer as an insurance/financial advisor?

A: As an insurance/financial advisor, I offer a range of services to help you manage your financial well-being. These include financial planning, retirement planning, estate planning, investment management, and insurance coverage analysis.

Q: What types of insurance coverage do you offer?

A: I offer a variety of insurance coverage options, including life insurance, disability insurance, critical illness insurance, long-term care insurance, and liability insurance. I can work with you to assess your needs and recommend the right coverage to protect you and your family.

Q: How do you help clients with retirement planning?

A: I help clients with retirement planning by assessing their current financial situation, setting retirement goals, and developing a customized plan to achieve those goals. This includes analyzing retirement income sources, creating a retirement budget, and identifying investment strategies to help maximize retirement savings.

Q: Do you offer investment management services?

A: Yes, I offer investment management services to help clients grow and protect their wealth. I can help you identify investment opportunities that align with your risk tolerance and investment goals, and provide ongoing monitoring and adjustments as needed.

Q: How do you charge for your services?

A: I typically charge a fee for my services, either as a percentage of assets under management or as a flat fee for specific services. I believe in transparent and fair pricing, and will always discuss fees upfront before any work is done.

Q: How often do you meet with clients?

A: The frequency of meetings depends on the needs and preferences of each client. I typically recommend meeting at least annually to review progress, make any necessary adjustments to the financial plan, and discuss any changes in circumstances that may impact the plan.

Q: What sets you apart from other insurance/financial advisors?

A: I am passionate about providing personalized, ethical, and transparent advice that helps my clients achieve their financial goals. I take the time to understand each client's unique situation and tailor my recommendations accordingly. I believe in building long-term relationships with my clients based on trust and mutual respect and am always available to provide guidance and support as needed.


You need to buy insurance to protect yourself and your loved ones from financial losses that could arise from unexpected events or accidents. Insurance provides a safety net to help mitigate the financial impact of things like illness, injury, property damage, theft, and other unforeseen circumstances. Without insurance, you may be left to bear the full cost of these events on your own, which could cause significant financial hardship.

Life insurance can help provide financial support to your loved ones in the event of your unexpected death. This can help cover expenses such as funeral costs, outstanding debts, and living expenses. Disability insurance can provide income replacement if you are unable to work due to a disability. This can help cover expenses such as mortgage payments, bills, and living expenses. Critical illness insurance can help cover the cost of medical treatment and living expenses if you are diagnosed with a serious illness such as cancer, heart attack, or stroke. This can help protect your savings and investments from being drained by expensive medical bills. Do you have the protection you need in place if something were to go wrong?


Yes, we offer free consultations in person or over the phone. Call us at (780) 434-1423, and we'll make sure your future is secure.